Product Switching

Pre-offer, you can change the product on an application, subject to underwriting, without paying a fee.

Just email us the account name (or Limited Co name) and the application reference number and confirm the changes you would like to make, to our pre-offer underwriting team at mortgages@birminghambank.com 

If your clients' application is post-offer but pre-completion, you can now switch to a different product subject to underwriting assessment and a £175 fee. 

Please email us the application name or Limited Co name as per the offer - and the case reference number and confirm the product to which you would like to switch, to productswitch@birminghambank.com 

Unfortunately, if the Certificate of Title has been received, then the Bank will not be able to process a product switch. 

There is no charge if the case is pre-offer.

However, if the case is post-offer, there is a £175 fee for us to process a product change to re-offer.

Please instruct your client to make the payment to:

• Sort Code: 30-62-61
• Account Number: 12757962
• Account Name: Birmingham Bank
• Case reference number (on the offer)